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Saving is the new investing

When returns are so meagre, the question of where you invest your money is now less important

By Andy Davis   June 2015

© Ken Teegardin

The investment world has travelled through the looking glass. Several European central banks have now set rates below zero, meaning that far from earning interest, organisations that park funds with them must pay a small levy. Even some European 10-year government bonds are being issued at negative yields: if you buy at the offer price, the amount you will get back a decade later when the bond matures, including all the interest in the meantime, will still be less than the sum you originally paid.…

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