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Policy report: pensions—how can we secure the future?

A baffling landscape

By Tom Clark   April 2019

Photo: Kirsty O'Connor/PA Archive/PA Images

Save today, to live tomorrow. The basic idea with pensions could hardly be simpler, and yet the British way of providing for old age leaves everyone baffled. No one who isn’t paid to grapple with it really understands the state system; the mish-mash of earned and means-tested entitlements is the product of rules that have been almost continually rewritten over the decades. On the private side, countless employer schemes co-exist with…

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